- Centurion Member
- Posts: 362
- Joined: Wed May 30, 2012 8:10 pm
- Location: Baltimore
Yeah, it's pretty tough to beat the Amex double CLI after 60 days policy. I've read that it's a SP too which is equally great.
I also recently made a post about my success with Discover's CLIs. I don't think they've turned me down for one yet. Within the past month's time I received an auto CLI (SP) from $2800 - $3400, and then a requested CLI (HP) after paying off my full balance which took me from $3400 to $7000. I've probably maxed my potential with them for the time being given my income and total unsecured debt, but that's still miles beyond what other creditors have granted me, and continues to solidify their position as my highest credit limit from day 1. So, their auto CLIs are pretty sporadic and their requested CLIs are rather generous. I'd put them between "so-so" and "best." Probably closer to "best" actually.
Bank of America has been pretty stingy to me. They were my first credit line, opened in '08 at $1000, and so far I've only been able to increase to $1500, despite my income at least tripling since opening the account and having nothing but a spotless payment history. I put in a request to increase to $3000 yesterday and they said they'd contact me in writing in 7-10 days to notify me of the decision. Sounds like a decline to me.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13