- Centurion Member
- Posts: 339
- Joined: Fri May 11, 2012 4:08 pm
- Location: Atlantic City, NJ
Your income is definitely fine, I have a Sapphire Preferred and my annual income is a little lower than yours. I was somewhere in the 720s when I got approved. The only thing they might use against you is that your history is somewhat limited as you stated, and maybe that you have no prior relatioship with Chase. But thankfully it IS Chase, because they are notoriously flexible with the calls in case you get denied. If this happens don't lose hope, just mentally prepare yourself for the call and be able to handle anything they throw at you with honesty and with a little luck, you may still get an approval. If you need to make this call, they're inevitably going to ask you why you want the card, so be ready to tell them about unique benefits (such as no foreign transaction fee). Whatever else you say, don't mention anything about the rewards or sign on bonus IMO.
The application doesn't let you choose which version but regardless of whether you apply for the Visa Signature or the World Mastercard Elite version, the minimum credit limit is $5000. If you decide to take the plunge, good luck!!
Now she's eyeless.
The snakes she held once
Eat up her hands.