Ratfacedudeguy2 wrote:I won't be applying personally. There's no way in hell I'd be approved for a card like that. Since I don't even have any cards with limits high enough to qualify for a Visa Signature yet, I figure I'll try Chase first with the Sapphire since I at least have a prior relationship with them. Plus if US Bank is really inquiry sensitive I might as well already have the denial letter before I even start -- my EQ report has 15 inquiries on it from the past 2 years.
Good info on the TU pull as well. When I put my app through I'll have to remember to request the recon line to pull my TU report. I only have 2 inquiries on there. I figure I'll be ballsy and try and go for the CSP (fat chance!) and Freedom to start with and work my way down from there.
Yeah I wouldn't either, not for at least 6 months due to inquiries. To be honest I think I'd rather get a CSP anyway if anything. So, good luck with getting in with them, it's a goal we both have it looks like!
By the way when you recon do they do another hard pull or use what they have? I didn't think to ask.