- Green Member
- Posts: 18
- Joined: Thu Jun 21, 2012 2:07 am
- Location: NJ
I'm 22 and I've had credit for 4 years now (will post accounts below) and have never missed a payment on any account. I have 732 credit score with CK and I was wondering if you guys had any tips on improving my score. I was thinking about taking a small $2k personal loan out with the bank I recently completed a $10k auto loan with (paid 1 year early) and paying the loan within 2 months. Also was considering opening a Zync or Sapphire Preferred.
Citi Dividend Visa - Balance $0, Limit $10k
Kohl's - Balance $0, Limit $700
Dell Preferred Acct - Balance $0, Limit $2500
10k auto loan - 60 months, paid in around 50.
I currently have no debt and just wanted some suggestions on how to further improve my score. Thanks.
Amex Zync - NPSL (since 06/2012)
Kohl's - $700 (since 05/2010)
Dell Preferred Account - $2,500 (since 03/2009)
Citi Dividend World Elite Mastercard - $10,000 (since 11/2007)