- Green Member
- Posts: 20
- Joined: Thu Jun 21, 2012 2:07 am
- Location: NJ
I'm 22 and I've had credit for 4 years now (will post accounts below) and have never missed a payment on any account. I have 732 credit score with CK and I was wondering if you guys had any tips on improving my score. I was thinking about taking a small $2k personal loan out with the bank I recently completed a $10k auto loan with (paid 1 year early) and paying the loan within 2 months. Also was considering opening a Zync or Sapphire Preferred.
Citi Dividend Visa - Balance $0, Limit $10k
Kohl's - Balance $0, Limit $700
Dell Preferred Acct - Balance $0, Limit $2500
10k auto loan - 60 months, paid in around 50.
I currently have no debt and just wanted some suggestions on how to further improve my score. Thanks.
Chase Sapphire Preferred - $20,400 | Citi Dividend World Elite Mastercard - $19,600 |Amex Delta Skymiles Gold - $14,000 | Chase Amazon Visa Signature - $6500 | Dell Preferred Account - $2,500 | Kohl's Charge - $2500 | Amex ZYNC - NPSL