How long between applying for a new card?

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2 posts
Platinum Member
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Posts: 53
Joined: Thu Nov 10, 2011 8:51 am
Location: USA

How long between applying for a new card?

Postby ckkiw8 » Tue Jun 19, 2012 2:11 pm

Back in November 2011 I got the American Express Blue Cash Everyday and my husband is a cardholder too. I would like to apply for the Citi Forward under my husband's name but wasn't sure how long I should wait to apply? Also we just refinanced our mortgage this past month and don't want to hurt our credit by doing too much at once. We both have excellent credit scores currently.
Amex BCE (25K), Amex Costco (7K), Citi Forward (12K), Chase Disney (15k), Chase Freedom (18K), Chase Sapphire (8K), GE Capital Gap Visa (8K), US Bank Cash+ Visa (13K), Business: Chase Ink (17k), Not Used: BofA Royal Carib Visa (11K), Home Depot Store Card (5K)
Credit Score: 830

Centurion Member
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Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Tue Jun 19, 2012 4:41 pm

In my personal opinion:

You should ask yourself, do you need another credit card? If the answer is simply for a signup bonus or other things of that sort, I would pass on another credit card. Even if you really do need a second card, I would wait awhile as you don't want aton of inquiries on your account which will hurt your credit scores.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

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