- Posts: 1
- Joined: Mon Jun 04, 2012 4:12 pm
- Location: OC
So I'm going on my first trip big vacation.. and I thought I should get a credit card so I could earn points for all the expenses I would rack up - instead of using my debit card or cash.
Unfortunately, I neglected to think about obtaining credit before, and now when I need it, it's not available to me.
I am working part time earning ~$40k, do not have any school loans or other credit sources. I do have utility bills in my name.
How should I start building my credit? I've tried applying for an Express Fashion store credit card twice before and was denied (once for a regular Express card, and once for a student Express card).
Are there any credit card options available to me at this point for international travel? I mostly wanted the CapitalOne VentureOne card because of the no transaction fee and 1.25 miles for every dollar. But I don't qualify for that card because its for excellent credit scores.
Any advice for credit cards for my international vacation in July?