Well of course you would not care if you were not using the card! I say it too I couldn't care less if my spending limit was chopped on a card I don't use. But I'm mad as heck that Bank Of America cut my spending limit and increased my APR while I had a balance!
I was always taught no one should attack someone when they've already fallen and that is what the banks are doing to me! They do this to me at the worst possible time
and they are doing that to a bunch of others like me too. There is truly something ethically and morally wrong here in doing this to customers when they are already cornered. Anywho it's quite late I need to go to sleep. I had to just add my 2 cents first.