- Centurion Member
- Posts: 107
- Joined: Thu Mar 29, 2012 7:55 am
- Location: Atlanta, GA
I opened an Amex PRG last November, so I was like cool I'll pick up another rewards for travel card come March, and I went for the Sapphire Preferred declined with little no reason why basically too many inquiries/too many new accounts.
In March, I wanted the BCP for groceries and gas, so I applied and got it a day later, and then the British Airways 100,000 mile bonus came up, and I applied. Two weeks later, I received a denial notice from Chase for the same reasons.
In May, I opened a Chase checking account, and I applied for the Freedom to get the 10% and to have a least 1 VISA credit card. I just got "We'll contact you in 10 days," which has always been a denial for me. The same day, I decided to get a SPG Amex because the conversion rate from MR is 3:1, so I applied and I was instapproved...
Plus, American Express just improved my BCP to $6,000 CL, which is the same as the SPG. I have $20,000+ purchasing power on the PRG... They're throwing money at me, and Chase won't even comp me a Freedom card?
I just don't understand. American Express has already sent me an upgrade offer to Platinum. They're issuing me cards left and right. I have a great Credit Score (over 750), and my AAoA is above 6 years. My utilization is below 10%... what gives Chase?
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k