- Centurion Member
- Posts: 107
- Joined: Thu Mar 29, 2012 7:55 am
- Location: Atlanta, GA
I've called AmEx before and got it, but I haven't called Chase. I was declined for the BA Chase card because I've opened too many recent lines and too many inquiries...
The last line of credit I've opened is January :\ Before that, it was November. I have a total of 8 inquiries on my credit. Other than that, I have a solid Credit Utilization, flawless payment history, and a great credit score, so I was surprised I was declined for both the Sapphire Preferred and BA cards.
I have 2 Amexs, which I use for everything, but I really want a solid rewards Visa for the AmEx-hating-merchants.
What points do I have for them to reconsider me?
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k