- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Remember it is reported balances. Utilization is ideally between 1%-9% on one card and 0 on other cards. But FICO score is snapshot of your credit at any point in time. So even if reported utilization is higher, you don't need to worry unless you are applying for credit that month. Probably worth see if what your score is with ideal utilization so you can gauge your credit.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k