Building credit with secured cards from a credit union?

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2 posts
Green Member
Green Member
Posts: 23
Joined: Thu Apr 12, 2012 8:08 am

Building credit with secured cards from a credit union?

Postby SWADE23 » Wed May 02, 2012 9:55 am


I recently joined a Credit Union Bank and they offer a secured credit card. No annual fees, interest rate is 13%, they report every 30 days, they also do not check your score to get one. All you need is the money in a savings acct which they lock up as long as you have the card.

I was looking to get one but is a secured card from a credit union looked at by the big 3 credit bureaus the same as one from Citi or Wells Fargo?

I know it is a Noob question, Im just trying to make the right moves...

Centurion Member
Centurion Member
Posts: 140
Joined: Mon Dec 26, 2011 4:17 pm
Location: Texas

Postby namvet » Wed May 02, 2012 1:23 pm

Good move IMO.

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