agp wrote:I will call PenFed today. If nothing else, I will ask to give back the $5 I paid. When you're calling these people, should you be douchey, or nice and apologetic?
As nice as you can be. Explain that you're a DA Civilian employee, and are stable in your position. Offer to provide documentation regarding income and the stability of said income. Most likely they'll just say don't worry about it and approve you over the phone.
You may have set off the automatic triggers by joining and immediatly applying for the card.