Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
Why would you think you should be extended unsecured credit without any type of credit check? In other words you want a bank to loan you money without checking your ability or likeliness of re-paying the credit card debt you would incur?
That really is not possible nor should it be. Now there are free prepaid credit cards and there are secured Visa and Mastercards which could be considered no credit check credit cards but like the name implies, they are secured so in essence you wouldn't be loaned money that you don't have, since the deposit would match the amount of money you are able to spend.
I think you need to rethink your entitlements. It's good you are looking for credit cards to rebuild credit but you need to start with the entry level (secured) and build your way up like everyone else has to do. You've made mistakes and still owe money. All of us, myself included, make mistakes so I'm not criticizing your past and bad stroke of luck, all I'm saying is from the day forward, the future, you do need to take responsibility for did happen and accommodate it by using what's available for you.
Don't worry as time goes on you will quickly build up to regular unsecured credit cards. For bad credit they will even give you unsecured once you have proven your credit worthiness for a little while.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
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