DGenerateKane wrote:When applying for a new card do you get hit by a soft or hard pull? I was under the impression it was a hard pull, but when I pulled my free credit reports for the first time earlier this year all three said I had no hard inquiries in the last two years. In those two years I applied for and was approved for three cards. So, was my assumption wrong or was I just lucky? Or, while highly unlikely, are all three of my reports wrong?