Dylan1982 wrote:Forward, Platinum Select, Thank Your or Dividend...
I want to do a BT from my GM card to one of these cards. They all seem to be the same with their promotions. I always see a lot of members here promoting Citi and the above lines of cc.
If I were to do a BT, lets say I do not pay the balance in full, does Citi charge you interest from day one then after the promotion ends do they add the accured interest to your account?
I also want a new card bc I want more credit on my report, also I want to get my utilization down, it's currently at 50%
From my thread here GM card refuses to lower my APR.
Any advice or tips would be greatly appreciated!!
Dylan1982 wrote:If I were to do a BT, lets say I do not pay the balance in full, does Citi charge you interest from day one then after the promotion ends do they add the accured interest to your account?
andy1088 wrote:I would say get the Platinum Select. No rewards, but a great 18 months of no purchase apr as well as balance transfers (3% fee). This card is great and they gave me a high credit limit for me (first card with 1K)
Money card wrote:What cards do you have? what purchases do you make with your cards? Do you like to shop like to shop at department stores or eat at restaurants? Do you like to use your cards at gas stations, grocery stores, movies, home improvement stores?
Dylan1982 wrote:I think the Diamond Preferred card or Forward card is right for me. Is it better that I got an invitation for the Diamond card?
What are the chances of me getting approved for this card?
What are their starting CL?
I want to do a pretty high BT