Apply for Fort Knox credit card?

For just about anything you want to get off your chest about credit cards.
45 posts
agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Apply for Fort Knox credit card?

Postby agp » Mon Apr 23, 2012 8:18 am

I qualify for the Fort Knox Federal Credit Union Visa Platinum (working for army/DoD) and I was wondering how I would apply. I looked on their online page and on the Visa Application section, it asks for "Loan Amount" and "Number of Months." I saw that and stopped filling out the app because I wasn't sure what is going on. For those of you who have it, did you apply online? And if so how?

Also, just got my AmEx BCE. Should I wait, or how long should I wait, before applying for this one?

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred


Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Mon Apr 23, 2012 9:09 am

Agp,

Do you qualify to join NFCU? That would be my first stop if I qualified
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Postby agp » Mon Apr 23, 2012 9:15 am

I think so? I work for the Army/DoD and qualify for other restricted CUs, so I don't see why not this one. I joined the American Consumer Council just to make sure as well.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Mon Apr 23, 2012 11:50 am

agp wrote:I think so? I work for the Army/DoD and qualify for other restricted CUs, so I don't see why not this one. I joined the American Consumer Council just to make sure as well.


You qualify for Navy Fed & Pen Fed then. I would go look at the cards they have and open one there first. Also become a USAA member to take advantage of their products.

agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Postby agp » Mon Apr 23, 2012 5:14 pm

Navy Fed and Pen Fed doesn't impress me with low APR rates because I always pay my balance in full. What I really need is the best cash back. Although I will look at the USAA investment services this weekend when I have some free time.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Mon Apr 23, 2012 9:11 pm

agp wrote:Navy Fed and Pen Fed doesn't impress me with low APR rates because I always pay my balance in full. What I really need is the best cash back. Although I will look at the USAA investment services this weekend when I have some free time.


Nfcu is great cu. trust me. I would love to join. They are very generous with credit lines which will help you in long run. Do search on forums on myfico and elsewhere and see what people say about them
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Postby agp » Mon Apr 23, 2012 9:26 pm

A high CL would be great, but I rarely spend more than $500 per month on credit cards, so having a high CL would not be as useful to me. I'm still thinking about the Fort Knox credit card, with the rising gas prices (and it's only going to go up) the 5% cash back on gas is just so irresistible. But either way, since I just got an Amex Blue Cash Everyday, how long should I wait before applying for the next card?

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Mon Apr 23, 2012 9:50 pm

Shouldn't need to wait.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Mon Apr 23, 2012 11:54 pm

agp wrote:A high CL would be great, but I rarely spend more than $500 per month on credit cards, so having a high CL would not be as useful to me. I'm still thinking about the Fort Knox card, with the rising gas prices (and it's only going to go up) the 5% cash back on gas is just so irresistible. But either way, since I just got an Amex Blue Cash Everyday, how long should I wait before applying for the next card?


PenFed cards are just as nice (if not better) than Fort Knox cards. If you pay in full monthly then the APR should not be an issue for you.

agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Postby agp » Tue Apr 24, 2012 12:18 am

PenFed Platinum cashback gives 5% on gas, but only 0.25% on everything else though right? And FKCU gives 1.25% on everything else?

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests