- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
Sounds like you established and authorized autopay and then didn't realize you had it turned on. I love autopay, but you need to remember what debits are hitting your account and when.
I have four cards set up to debit full statement balance automatically. Always on the first of the month (that's key, same date). Sometimes if you make a payment yourself, the bank will still debit for the statement balance (Citi and FIA do/did this). With Chase, if you pay some amount prior to the debit, that amount is deducted from the statement balance before they make the autopay deduction. I once experienced a double payment situation with Citi because I didn't know this.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.