Why isn't the Amazon program more popular?

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jbman04
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Why isn't the Amazon program more popular?

Postby jbman04 » Sun Apr 15, 2012 1:44 pm

I'm not sure why this card is not getting more spotlight, It is great!!

3% off Amazon.com, 2% off gas, restaurants, pharmacies, office supply stores, 1% all else. There is no monthly cap on rewards.

It is up there with the likes of the Amex Blue Everyday, except instead of 3% supermarkets it is 3% amazon, and instead of 2% department stores with Amex, the Chase Amazon Rewards has 2% at restaurants (including fast food) and pharmacies. They both have 2% back on gas but ONLY the Amazon works at local gas stations that don't take Amex.

It blows the discover open road out of the water because there is no silly $250 monthly cap on restaurants and gas. No annual fee.

The rewards structure is awesome. 1 point = 1 cent no gimmicks like "thank you points" and you can redeem in 50$ cash increments OR apply towards an amazon.com purchase in ANY increment (use 20 pts get 20 cents off). With the BofA 321 you need to accumulate a ridiculous amount of points before you can redeem for cash. It is something like $250 increments.

This is a fantastic debit card replacement card especially in conjunction with either a chase freedom or discover more.
Chase Amazon Rewards Visa (5k Limit): debit card replacement
3% amazon, 2% gas, 2% restaurants, 2% pharmacies, 1% other

Chase Freedom Visa (5k Limit): rotating 5% catagories, 1% other

Citi Diamond Preferred Mastercard (3k Limit): No interest for 18 months

Target Store Card: 5% discount! And free shipping online!


jeffysdad
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Postby jeffysdad » Sun Apr 15, 2012 3:14 pm

I've had the Amazon card for a long time and used to use it as my card for everything. I only use it for Amazon purchases now because I always get 2% with my Fidelity Amex. If it weren't for that the Amazon card would be used more often.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

Money card
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Postby Money card » Sun Apr 15, 2012 11:07 pm

Because most people would rather walk around the mall and shop as compared to ordering online. Except if you are buying out of town sports merchandise.

What is more essential the grocery store or stupid amazon?

Did you ever think about this, that you may get coupons from the open road card? And the amazon card isn't fantastic, more like a stupid card.

jeffysdad
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Postby jeffysdad » Mon Apr 16, 2012 11:16 am

The Amazon card doesn't seem to be heavily promoted. The only place I remember seeing it advertised is on Amazon.com. Try looking for it on the Chase website. You'll find the Disney card and the Amtrak card but no Amazon.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

irishgirl49
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Postby irishgirl49 » Tue Apr 17, 2012 5:55 am

This card will get more popular as the younger generation begins to get credit cards.

I can honestly say I spend probably ~$2000 a year on amazon purchases, partially because I am a college student and spend like $600-$800 a year on text books...

But really, you can get almost anything you need, except for clothing really, on amazon. I would totally apply for this if I was 21.... All they need to do is offer some discount for Prime and they would have me sold on that card.

Money card
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Postby Money card » Tue Apr 17, 2012 10:08 pm

Would you like to explain to me why? Most people use their Chase Amazon for Amazon purchases, just like most people use the Nordstrom Visa for making store purchases or eating in their cafe.

Yes I'm aware that you can use both cards anywhere you want.

Most cards I see people using are the Chase Freedom, Wells Fargo, Discover and Blue cash or the Premier Rewards Gold Card. From Citibank, it's the American Airlines credit card.

hjamespyun
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Postby hjamespyun » Tue Apr 17, 2012 10:49 pm

I attribute the Chase Amazon's lack of popularity to other cards getting more attention like Citi Forward, Blue Cash Everyday/Preferred, heck even the Premier Rewards Gold. They all seem to have more earning potential.
Cards In Use
Chase Sapphire Visa Signature (Downgraded from Sapphire Preferred)
American Express Platinum (Upgraded from Premier Rewards Gold)
Citi ThankYou Preferred World Elite MasterCard

Crashem
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Postby Crashem » Tue Apr 17, 2012 11:41 pm

This card looks interesting. Been looking for a better than 1% restaurant card. 3% at Amazon looks good too. Although I hear with AMEX Blue Cash, Amazon counts as department store. Been meaning to verify if that is true or not.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

FutureBillionaire
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Postby FutureBillionaire » Wed Apr 18, 2012 10:27 am

First of all, let me say that I love Amazon. I order everything I can from them. Second, I have thought about that card, but I would prefer the Blue Cash Preferred. I could buy amazon gift cards at Kroger and get 6% cash back. That is a winning situation.

Does Amazon still have no tax in your areas? They are about to start charging taxes in TN in a couple of years :-(
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Regnohspf
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Postby Regnohspf » Wed Apr 18, 2012 1:50 pm

Heres a good review on it from this forum, rewards seem very subpar to me compared to what you can get elsewhere as FutureBillionaire has put it with his BCF

http://creditcardforum.com/rewards/1116-amazon-credit-card-review-rewards-ripoff.html
Wells Fargo Student Credit Card Visa - $1300 (February 2011)
American Express Zync Charge Card (February 2012)
Chase Freedom Visa- $2000 5% rotating (April 2012)
Citi Forward Visa- $3000 - 5x at restaurants, amazon.com (April 2012)
Chase Sapphire Preferred Mastercard World Elite - $5000 (July 2012)

Credit cards left to attain
-Amex BCE/BCP



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