Using credit card convenience checks?

For just about anything you want to get off your chest about credit cards.
11 posts
FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Apr 17, 2012 10:36 am

BMW: Every card I have except for one is paid off every month. I have one card that I used before I was credit savvy that has a 9.9 interest rate and a 8k balance. The checks will let me transfer the balance to accounts and have 0 percent interest until the middle of next year. There is only a 4% transaction fee. I would say that this is a superb way to manage finances.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


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