Will changing card type (product change) affect credit score?

For just about anything you want to get off your chest about credit cards.
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Moneytalks
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Postby Moneytalks » Fri Apr 27, 2012 8:37 pm

Carter, you're scaring me haha, but seriously, I'm shooting for the citi diamond preferred...would you approve? I like the perk of 24/7 concierge, since I won't be getting a centurion for a while tehe! (Diamond pref. has no annual fee as well)
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)


Moneytalks
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Postby Moneytalks » Fri Apr 27, 2012 8:42 pm

and Jcarter, how do you keep all your cards active? Do you charge a pack of gum on each one every so often or what???
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

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FastSRT8
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Postby FastSRT8 » Fri Apr 27, 2012 10:12 pm

Moneytalks wrote:and Jcarter, how do you keep all your cards active? Do you charge a pack of gum on each one every so often or what???


JCarter is THE MAN :) his cards stay active just because!
Carpe diem quam minimum credula postero!

Moneytalks
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Postby Moneytalks » Fri Apr 27, 2012 10:27 pm

FastSRT8 wrote:JCarter is THE MAN :) his cards stay active just because!


haha, perhaps, I can see him being "the most interesting man in the world" from the Dos Equis commercial haha
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

JCarter
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Postby JCarter » Sat Apr 28, 2012 11:46 am

Moneytalks wrote:Carter, you're scaring me haha, but seriously, I'm shooting for the citi diamond preferred...would you approve? I like the perk of 24/7 concierge, since I won't be getting a centurion for a while tehe! (Diamond pref. has no annual fee as well)


Diamond Preferred is just fine. I did not mean to scare you, just to inform you that there are many options available.

JCarter
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Postby JCarter » Sat Apr 28, 2012 11:48 am

Moneytalks wrote:and Jcarter, how do you keep all your cards active? Do you charge a pack of gum on each one every so often or what???


I actually do use them all very regularly. I will loan them out to associates for client meetings and such, so that I earn the cash back/rewards and I still get reimbursed.

JCarter
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Postby JCarter » Sat Apr 28, 2012 11:49 am

FastSRT8 wrote:JCarter is THE MAN :) his cards stay active just because!


Exactly. ;)



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