- Posts: 2
- Joined: Sat Apr 07, 2012 5:14 pm
- Location: United Kingdom
I'm in a difficult situation right now. I've invested all my savings into Internet Marketing, and it's likely that it will pay off, but it's time consuming, I have to wait for my blog's rankings to improve in Google, and right now, I'm getting into debt.
I have several serious physical and mental issues and I feel too depressed to go out and work. I am making enough to pay off my credit card's minimum each month, but not pay off my balance. It's quite possible that in a few months my Internet Marketing efforts will make me a couple of thousand pounds a month or even much more ($3,000+ monthly), it's so hard to predict. But for now, I'm in debt.
I need to raise my credit limit or get a second credit card immediately. I'm looking for advice on how best to approach this. I'm using Barclaycard platinum visa.
It's been over 6 months so I can apply for a higher limit. Should I contact them in person or apply for a raised limit online? I've seen the form. I was planning on answering 'self-employed' for employment and 'business' for why I wanted the credit limit raise. Both honest answers.
I still live at home with my parents, I'm a real mess right now. I can't prove any of my income straightforwardly, which is only about £6,000 ($9,000) a year, but it changes rapidly, working online. I hardly make, or spend any money. I can only live off this because I'm young, and still live at home.
Should I opt for a second credit card? And, in which case, with Barclays or another company? Will that be difficult for me to get in my situation? I imagine so.
Any advice would be greatly appreciated, I'm in a bind!
Last edited by Dani723
on Mon May 09, 2016 3:43 pm, edited 2 times in total.