andy1088 wrote:I have extremely mixed feelings for Cap1. I love how they gave me a secured card for only $50 last year and gave me my first real rewards card (newcomer), but hate their low credit lines and terrible, terrible customer service. I just closed my secured card because they wouldn't waive my membership fee ($29.99) and I had no need for a card with 26% interest and a $300 Credit Line. You seem to have other cards that are better I'd say close it before it ages and becomes more valuable. I'm keeping my newcomer card, but my secured one is gone.
Yes, my Citibank Simplicity and WF Platinum are far more better than my C1 Platinum card, especially considering the credit limit on those two is significantly higher. The Citibank simplicity card also has a favorable terms of service.
As for Capitol One, I agree with you they have terrible customer service, for that reason alone I think I will close my account with them; it's extremely difficult to get a live-person on the phone, I would probably have an easier chance walking on water.
Regards, In Credit We Trust