- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
No. Only installment loan hard inquries work that way, if they are coded correctly. The FICO scoring will ignore multiple loan inquiries and count as one for FICO scoring. However, you could see denials because of too many inquries even though your FICO score looks okay. Usually you need to call issuer and ask for recon and tell them you were shopping for mortgage/auto etc.
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