- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I think you should try applying for the basic Visa/MC that is offered by whatever bank/credit union you use for checking assuming it's a no-fee card and meets your needs.
The bank I'm most familiar with is Chase. If I were you and a Chase customer/potential customer, I would apply for the Freedom card. If I didn't get it, I would call and ask why and try to get approved with a low limit, etc. If that didn't work, I would request a Chase Slate card and see what happens.
I don't have anything to do with Chase, except for being a customer, or with any other bank. If you're choosing a bank, you might want to consider the one with the most branches, atms near you.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.