Stay at home spouses can no longer get credit cards?

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Stay at home spouses can no longer get credit cards?

Postby shamrock99 » Sun Feb 26, 2012 4:08 pm

I have a longer credit history than I'd care to contemplate, a credit score over 800, assets, and no debts besides a mortgage. Now that credit card companies can't consider household income, I can't get a new card because I'm not employed.

The articles I've read tell you ways to build your credit score if you are a stay-at-home spouse, such as becoming a secondary or your spouse's account, or obtaining a secured credit card. I already HAVE the high credit score, but what is the point if it I am suddenly no longer deemed "credit worthy"?

There must be others in this situation. Has anyone found a way around it?

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Postby PlatinumAMEX94 » Fri Mar 02, 2012 4:43 am

There is another thread that talks about household income. You should check it out, It should answer your questions.
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