- Age 25
- I am told my credit is excellent. My credit score is 770
- Nearly paid off my 2nd car loan
- 25% balance on my credit cards ($4500 total credit)
- Never missed a payment
- Income of around $350k+ a year
I've been paying my daily business expenses through my debit card/checking account
and overtime my expenses have gone up. I thought it would be a good time to start looking into rewards cards for getting cash back. I have a $700 credit card through my bank which I have used here and there and asked to get it raised to a $10k limit, they say this should be no problem and after getting off of the phone twice they tell me the best they can do is $1200 limit because....my credit card limits are low.
So, I have daily expenses of $1500-$6000 which I obviously cant put on my measly $1200 limit card and I feel like I'm missing out on a lot of rewards. I'm not sure what to do here...any advice?
TL;DR: Good credit. $1500-$6k+ daily expenses which need to go on a credit card. Max limit I can get is $1200.