- I'm 20 years old, earn $18,000/year income, $400/month rent.
- I have no checking/savings account or any type of bank accounts.
What would be a good card, and why am I not getting approved?
frobot wrote:1 - I planned on going to the bank today to open an account. I just recently got a job.
2 - It is an expensive computer and I need it ASAP, and even a 300 dollar limit will help me out, and I wouldn't mind building a little credit too.
3 - My job pays me on a debit card so my money is safe.
frobot wrote:I need an expensive computer for graphics development and programming. A cheaper one would work, but I want to go big because this computer will be my future. I'm planning on having one that is high end for years to come.
I'm either going with the Alienware Aurora or doing a custom build.
I live with my parents, but the 400/month covers everything I need.
I already have a debit card because my job gave me one. The reason I want a credit card is so I don't have to wait another month or two to get going with what I want to do, and also to build some credit.
I have applied for dell and best buy cards, alone with some random cards I found online, none accepted. Also went to a local bank and they won't give me one if I have no credit history.
frobot wrote:I guess you could say I mostly work in game design, although I don't actually make video games. My main interest is simulation of natural things like fractals, oceans, clouds, terrain, atmospheric scattering, etc.
I consider the aurora near the high end. 12 gb quad channel ram, 4.1 ghz processor, gtx 560, 1 tb hd, and it comes liquid cooled.
Also I'm no newbie. Ive been programming for about 8 years now.
I checked online at dell in their refurbished computers and didn't see anything good, but I'll have to take another look. Those specs for $655 sounds MUCH better to me, and I can just upgrade as I need to.