There are a couple of places. 1 would be your local bank and I don't mean chase, capitol1, citi or Bank of america.
- I mean TD, Citizens, PNC or M&T bank these credit cards are lower level cards and easier to get. These banks are more thought of for checking or savings. So it would be easier to get a credit card from them.
- An Orchard visa these have very low credit limits but they are for people who are just starting out.
- A charge card from a store. you live in New Jersey I shop in New Jersey do you have any favorite stores, like Sears or JCP wherever you shop, I would go there and apply for a store charge card.
these would be the best way to get your first card.