Does opening a checking account affect credit score?

For just about anything you want to get off your chest about credit cards.
3 posts
adavis425
Green Member
Green Member
 
Posts: 11
Joined: Fri Jan 20, 2012 5:56 pm
Location: In my own world...

Does opening a checking account affect credit score?

Postby adavis425 » Fri Feb 10, 2012 6:23 pm

Hi all,

If I open a new checking account, does that require a hard credit pull?


Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Fri Feb 10, 2012 11:15 pm

No just like if you were to open a debit card, these don't go on your credit report for opening up.

Only if you bounce checks. BUT not for opening a new checking account.

namvet
Centurion Member
Centurion Member
 
Posts: 140
Joined: Mon Dec 26, 2011 4:17 pm
Location: Texas

Postby namvet » Sat Feb 11, 2012 9:23 am

adavis425 wrote:Hi all,

If I open a new checking account, does that require a hard credit pull?


Call the lender and ask. Some do and some don't. For example: Penfed does a HP on EQ.



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests