Does How You Pay Utilities Affect Your Credit Score?

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Does How You Pay Utilities Affect Your Credit Score?

Postby adavis425 » Sat Jan 28, 2012 10:10 pm

Hi all! I just had an interesting question from my 20 year old son. I was not sure of the answer, but wanted to find out.

Does how you pay your utilities affect your credit? I don't know because mine are always drafted, but he has a roommate with all the attendant roommate headaches. He is very mindful of his debts and credit, the roommate-not so much. :( They are sometimes late, but not to the point of disconnection (although it's been threatened) or being in collections. How does that affect one's credit score and report? Anyone know?


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Postby namvet » Sun Jan 29, 2012 6:32 pm

Paying utilities can only affect your credit if you don't pay and it goes into collections. Paying on time is expected but no credit given.

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