- Green Member
- Posts: 10
- Joined: Thu Dec 01, 2011 8:27 am
- Location: Raleigh, NC
My parents made me an authorized user on one of their credit cards a long time ago. I recently pulled my own credit reports for the first time and although that card puts my length of credit history at 17 years (i'm only 25), there is a large balance on the card. The oldest card i have otherwise is 7 years old i got when i went to college (and the rest of my cards are within the last 2 years). If i was removed from the card I'm worried that although the large balance would go away, the hit to my credit history length would negate any gains and possibly make it worse.
Since I am only an authorized user do these even really effect my credit score?
Chase Sapphire Preferred (General Use)
Chase Freedom (For 5% Categories)
AmEx Blue Cash Preferred (Groceries/Gasoline/Dept. Stores, If not Freedom category)
Credit Union Visa (low APR)