I'd have to say no to this, certainly as a consensus anyway. There seems to be another reason I don't have a Cap1
I had to figure this out two ways, my salary when I got them and my salary now. Yes, it's less now. What can I say? I want to work less.
I have one 53/63% and the next highest one is 32/38%. After those two individual lines, I looked at lenders that I have more than one line with...
Chase 67/79% 4 cards
BoA/FIA 32/38% 4 cards
Citi 28/34% 2 cards
Discover 23/28% 2 cards
Looked at it both ways and it would seem to be their formula/policy only.
Even I have to say, it looks like Chase is over-extended at 79%.