How much should I spend on card to grow credit score?

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2 posts
38mgera
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Location: Durham/NC

How much should I spend on card to grow credit score?

Postby 38mgera » Sun Dec 18, 2011 11:27 pm

I am newcomer in US and have about 6 months my 1st Wellsfargo credit card with 1500 CL (after about half year having SCC from Wellsfargo bank).

Later I opened

  • JCPenney (~800)
  • Belk (~850)
  • Macy's (I can't find how much is CL)
How much should I spend from my Wells Fargo card credit limit every month for a quick increase of credit score? I always do full payments before due date.

Is there any secure and free way to figure out your credit score? How about my CL being extended? Automatically or do I need to request?

Thanks.


ooxs
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Joined: Sat Aug 13, 2011 9:38 am
Location: Michigan

Postby ooxs » Mon Dec 19, 2011 6:27 am

The lowest amount possible is what you need to be spending.
MyFICO.com
Some are automated but 98.9% of the time you need to apply



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