- Centurion Member
- Posts: 232
- Joined: Sun Jul 17, 2011 11:47 am
- Website: http://www.ivotedale.tumblr.com/
- Location: Mesa, AZ
You don't really have too many choices as far as a super rewards card goes, mainly since you don't have any credit. If anything, I'd shoot for a student card, a card from your bank, or better yet in my opinion, a secured credit card.
I recall attempting to apply for a handful of credit cards (before I cared about credit) when I was working part time as you are- and consequently did not meet income requirements for most, though I shot for Chase Freedom/other similar cards. Eventually I 'settled' for Capital One, which built me enough credit over time for Amex/Chase Freedom (though the CapOne card is still great, $0 foreign transaction fees, double cashback for travel, etc).
For me personally, I went with Zync not because it has a stellar rewards program, but it too for its 'easier' approval, Amex's benefits and customer service: I knew that's the company I wanted to stick with for the rest of my life, not because of silly introductory offers or immediate rewards. I do think it's great to see others in their 50's, 60's, and beyond utilizing Amex cards still from when they first got one- Amex praise aside, I digress.
Since you only make around $5k/ yearly for now, the $95 annual fee is probably not worth it, as far as any rewards go (though the first year is free). Not too entirely knowledgable about Mariott Rewards though.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF