How do you pay your credit card bill?

For just about anything you want to get off your chest about credit cards.
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commdiver
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How do you pay your credit card bill?

Postby commdiver » Tue Nov 29, 2011 5:22 pm

Do most of you pay your credit card bill by mail? For those of you who pay online, do you have savings and/or checking accounts at every bank from whom you have a credit card?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward


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jumbo
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Postby jumbo » Wed Nov 30, 2011 2:14 am

always pay by a checking account that I have with my bank. never paid by mail.
online is a lot easier and fast.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

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bisbicos
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Postby bisbicos » Wed Nov 30, 2011 10:08 am

I pay always online, I don't think I have ever mailed a check to a credit card company.
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

jeffysdad
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Postby jeffysdad » Wed Nov 30, 2011 10:32 am

Online from checking via autopay for full balance.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

commdiver
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Postby commdiver » Wed Nov 30, 2011 11:26 am

jeffysdad wrote:Online from checking via autopay for full balance.


Do you have a checking account with all of those banks listed in your profile?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward

FutureBillionaire
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Postby FutureBillionaire » Wed Nov 30, 2011 11:37 am

Online from my checking account for the new balance. Beginning in 2012, my credit cards will be paid down to zero every month, except for 2.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DoingHomework
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Postby DoingHomework » Wed Nov 30, 2011 2:20 pm

Online from checking for the full balance every month. I have only one checking account. It happens to be with the same bank that I have one of my cards with but that is totally accidental.

jeffysdad
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Postby jeffysdad » Wed Nov 30, 2011 5:21 pm

CD, I only have checking w/chase; three of my cards are w/chase, but I only use two on a regular basis (Freedom and Amazon).
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

sticf
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Postby sticf » Wed Nov 30, 2011 5:53 pm

Always online. I pay them all out of my "main" checking account. I pay them when I feel the need or 5 days before they are due whichever comes first.

NYC_Dweller
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Postby NYC_Dweller » Wed Nov 30, 2011 8:53 pm

Bill Pay option with my bank. Fast and convenient, can't go wrong.



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