Today my DH received an offer from Chase for their Freedom card with $300 bonus just for sign up (only one purchase is needed to earn the bonus). DH does not have a job, is close to retirement but I earn a very good income.
- do you think there is a hard pull on his credit record for Amex? if yes, will it hurt to have 2 of them at the same time?
- do you think DH can apply for this Chase card, or there is no chance he will get it? this offer from Chase is a highly targeted offer from what i see on the internet, so they must think we are doing ok, but sent it for DH, not me, so I am confused.
- should I wait awhile and then DH can apply for Chase?
- Skip it all together? would be nice to get the $300 they offer.