Do soft inquiries on credit report hurt you?

For just about anything you want to get off your chest about credit cards.
1 post
khaos
Green Member
Green Member
 
Posts: 20
Joined: Thu Oct 20, 2011 3:51 am
Location: Orlando

Do soft inquiries on credit report hurt you?

Postby khaos » Mon Nov 07, 2011 9:27 pm

Hey Everyone!

I got this offer for Equifax to get a credit report every month for free. Although when I was reading the terms and conditions it stated that a soft inquiry would should up on my credit report but it wouldn't hurt my credit report. I was wondering if I should sign up for it just to keep track of my credit scores or should I just stick with the annualcreditreport free report once every year? I guess I want to know if this will make a difference in the future when I try to apply for more credit cards/loans/mortgages?

Also does anyone have any views good/bad of the Patelco credit union, I see they have some decent offers on their credit cards but I was wondering if anyone has any experience with their credit cards or just dealing with them on other loans.

Thanks


Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests