- Gold Member
- Posts: 45
- Joined: Wed Oct 19, 2011 6:56 pm
- Location: west covina
Hi! i got 2 selected mail application from capital 1 and American Express green charge card. i just immigrated in January 2010 and just started out with a capital 1 secured credit card in January and in may i applied a secured credit card from my bank, Wells Fargo.
In august, i applied for a Walmart store credit card and got approved for a 1,000 limit. i applied for several cards after my capital one approval but got denials. so right now, getting 2 offers in the mail, I'm a lil confused. capital one offered me a rewards card while American Express selected me to apply for their green charge card.
I've been on time with my monthly payments, always paid in full amount. now I'm confused if i should add another credit card. i want an unsecured one. i called capital one and asked if my secured card can be upgraded but they said it will remain as secured forever. what should i do... go for the mail offers i got? should i go for amex? or capital one?