I am the credit card king!

For just about anything you want to get off your chest about credit cards.
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JCarter
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Postby JCarter » Wed Apr 18, 2012 11:15 pm

irvine801 wrote:Oh nice. Yeah there is a couple out here in salt lake city. And I see the occasionall ferrari/ lamborgini :)


Quite nice. I am not big on Lambo though. Ferrari's 599 GTB was quite a beautiful car though.


irvine801
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Postby irvine801 » Thu Apr 19, 2012 12:10 am

Nice. Ferrari s are usually all classy I say. Is the lotus your most expensive car Mr. Carter? I'm am pleased with my 00 Nissan maxima I drive. GLE gold limited editon :)
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

JCarter
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Location: Virginia

Postby JCarter » Thu Apr 19, 2012 12:54 am

irvine801 wrote:Nice. Ferrari s are usually all classy I say. Is the lotus your most expensive car Mr. Carter? I'm am pleased with my 00 Nissan maxima I drive. GLE gold limited editon :)


No, my daily driver is a 760Li which is worth two Lotus Elises.

irvine801
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Postby irvine801 » Thu Apr 19, 2012 2:22 pm

Beamer right? Those are nice.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

JCarter
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Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Fri Apr 20, 2012 6:58 pm

irvine801 wrote:Beamer right? Those are nice.


Bimmer, yes.

JCarter
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Postby JCarter » Fri Apr 20, 2012 6:59 pm

zeroka wrote:hi guys!

I am trying to improve my credit score. Is it better to keep minimum balance on y credit card month to month, or should I always pay fully?

consideration points:
1. fully paid, max credit score but wouldnt it affect me negatively that the credit bureau may think I am not using at all my card?

2. keep a small balance, they will know im using the card and paying almost in full.

please advise. thanks


Paying in full never has a negative impact on your credit. In the future please create your own "topic".

irvine801
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Postby irvine801 » Fri Apr 20, 2012 8:34 pm

I've learned paying in full does create a positive relationship with said bank. Am I right jcarter?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

JCarter
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Location: Virginia

Postby JCarter » Sat Apr 21, 2012 6:33 pm

irvine801 wrote:I've learned paying in full does create a positive relationship with said bank. Am I right jcarter?


It does, irvine801.

zeroka
 
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Postby zeroka » Sat Apr 21, 2012 9:12 pm

thanks for the replies!

Carter: I'll create a new topic next time, thanks.
That Lotus is a funny looking car...I remember when they came out in the UK many years ago the London brokers used to love that car. I lived there around that time...
I didn't see them in recent years though.

JCarter
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Postby JCarter » Mon Apr 23, 2012 11:42 am

zeroka wrote:thanks for the replies!

Carter: I'll create a new topic next time, thanks.
That Lotus is a funny looking car...I remember when they came out in the UK many years ago the London brokers used to love that car. I lived there around that time...
I didn't see them in recent years though.


Actually, they started with a new designed Elise which came out in the early 2000's and was imported to US marketed dealers. They have had a direct US network of dealers since then.



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