Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
Welcome to the forum. Once you hit 18 your options will be slim:
- Student cards, if you will be going to college. These will be easiest to qualify for. Most have no annual fee.
- A secured card with a deposit, which in all honesty, isn't too desirable.
- Possibly an entry level card through the bank you have a checking/savings account with. If you go that route it would be best to go to the branch and do it there.
Whatever way you decide, after 9-12 months you probably will be able to apply for something a little better, like an AmEx Zync. It might take 18-24 months (from the date you applied for your first card) before you can get the Freedom, Blue Cash, etc. and even then it's iffy in this economy. To avoid the foreign transaction fee, you may want to consider a no annual fee Capital One card.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
Current Cards: American Express:
Blue Cash, Simply Cash Bank of America:
WorldPoints Platinum Plus Chase:
Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi:
Thank You Premier, Dividend Platinum Select Discover:
MorePrimary Everyday Card: American Express Blue CashPrimary Travel Card: Chase Sapphire Preferred