- Platinum Member
- Posts: 93
- Joined: Wed Aug 17, 2011 10:53 pm
- Location: USA
Footing a $5,000+ (5K is the minimum I would have to pay) bill right off the bat is not an easy task and the card that I use only for my medical expenses (and they can get weighty) has a 7.5K ish CL on it with some of it already utilized and being paid off and so I don't want to max out my card.
I forgot to mention that the card in question offers 18 months of no interest if the full amount of the medical bill is placed on the card which is the reason why I use that card specifically for medical expenses. If it had no such offer, I totally wouldn't bother with considering a CLI and would just charge it elsewhere because goodness-only-knows how much rewards I could earn otherwise by charging it elsewhere.
But I can't pay off the 5K+ upcoming bill in one shot or even in two shots and so I know I'll need to carry a balance and in which case... a 0 interest balance carrying option sounds better to me.
AMEX: Everyday (MR), Macy's (cobranded)
MASTER: Citibank Dividend Platinum Select (non-World version)
VISA: Chase Amazon Signature, Chase (bank issued)
GE: Care Credit (medical expenses), Macy's (store), JCP (store)
AMEX: Costco True Earnings
VISA: Chase Ink Cash