- Centurion Member
- Posts: 363
- Joined: Wed Sep 14, 2011 3:17 am
- Location: IA
I need a few suggestions. I just now applied Online for a Citi Platinum Select MasterCard and got this message, the application process needs more time and they will contact me within 30 days. What should I do now, wait for them to call me, or give them a call about the status of my application.
[color="navy"]Here is my credit background[/color]:
I am a college student. I have 3 CC, a Discover, a MC from capital one and a VISA from BoA. My total credit limit adding all 3 cards is just $2700, right now I have 31% balance utilization of the total limit. My experian score is 717, equifax is 708, and transunion is 717. My oldest CC is BoA which is 1 year 7 months old. The discover an MC are 1 year old now. The average age of my CC is 1.4 years. I pay all my balance every month. My income is fairly low, just work part-time and earn around 20K per year, but I have some scholarship for the college so the money is enough to pay tuition and bills.
Any suggestions will be a great help.
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