- Platinum Member
- Posts: 99
- Joined: Thu Oct 28, 2010 1:17 pm
- Location: Chicago
Most likely, you as an AU already have the full account activity reported on your bureau. Best to see for sure.
If is already being reported then the questions come up as to what to do next. Considerations include coming off the account (as an AU you were never liable) which may actually worsen your credit score. Its the same as closing an account and your reported available credit drops or average age of lines outstanding change. However if the account owner has a lower cerdit score or is in risk of having credit issues that could tarnish you, then it may make sense to have your name removed.
Whatever you do, the history of the account remains, unless you were added fraudulently, as I understand the processes