Best way to check credit score for free?

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3 posts
Phenom34
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Best way to check credit score for free?

Postby Phenom34 » Wed Aug 31, 2011 5:42 pm

What is the best way to check your credit score? It's new information to me that checking it actually hurts it. Also, any places that do it free?


ooxs
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Postby ooxs » Wed Aug 31, 2011 6:58 pm

You can get a free trial from one of the credit score websites, i have myfico but you can try googling free credit score and use the free trial. You can check your score all you want and it will never, ever, what so ever hurt your score. Another way you can get your score (this is new) is to apply for credit, under the new banking rules, card issuers must provide credit scores and factors used to determine your application by mail. I got mine after I was approved for American Express.

zapper_89
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Postby zapper_89 » Wed Aug 31, 2011 7:00 pm

It does not hurt your credit score if you personally check it. It does reduce your score to have creditors check it (I.E. Applying for a new credit card).

You can get a free credit report at https://www.annualcreditreport.com/cra/index.jsp
You can get your credit score for free from Free FICO Credit Score + Check Your Credit Report Online | myFICO. I just signed up for the trial and then cancelled my account.



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