Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
Hey Alsteig good to see you back. Higher limits up to a certain point will help. In your case, being that all your limits are in the 5 figures I doubt that is the cause. Getting a FICO of 800 or above is in the 13th percentile:What Is The Highest Credit Score Possible?
My advice would be:
- Since you have a max history of 6 years it could take some more time, even if you are doing everything right
- Installment loans are an important part. I have a small loan on my car @ 4% solely for that purpose. Could easily pay it off but specifically got the loan to add an installment to the mix.
- As I mentioned in your other post, adding a couple more revolving accounts over time could help. Perhaps one or two new credit cards per year until you reach 5 to 7. Whatever you choose make sure you will keep them, because you don't want to bring down your average age of accounts.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
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