- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
Msy I understand why you were turned down. you have 3 cards,1 is in your parents name. since you don't pay the bill, chase doesn't count that. if your dad has an American express platinum which he uses for business and American express sent him a application to add you to his account then, they would take in consideration you having a card that's under your parents. so would chase if your parents have this card and they want to add, you chase would take this in consideration.
the 2 other cards you have are charge cards meaning you can only use them at that department store, the other store that's the same company and if there's an outlet you can use it there. For that reason Chase doesn't count those cards as being real cards. that's why you got turned down.
What I would do If I were you is ask your dad if he can go to the bank with you and talk to the branch employee and see if he can co-sign or come up with some ideas about getting you approved for a credit card.