- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
Discover is a wonderful card my membership on my card says 1998. you get 1% back on purchases. so let's say you go to your gap
and you spend on clothes 75.00 dollars you would get back 1% of that bill, of course your monthly statement is just your business.
they also have rotating categorys where you ge 5% back. But they have caps. sometimes they will have 5 percent back on clothing,
Hotels , drug stores , grocery stores, Home improvements , of course department stores. they usualy do 4 at a time.
so right now there doing theme parks, Hotels , movies and gas.
heres the catch there caps are low some times it can be up to 500 a month, some times 600 , 400 , right now were at 300 they usualy run
for 3 months.
heres the other situation Discover isn't as widley accepted as the other 3. If you do go for this card places you go to I would ask if they take Discover. I love my card.
another card is the Chase freedom, I had a Chase Platinum I came over from another bank called first card. they put my member since
on the card it was 1995, with the freedom they took it off and after writing a 3 page letter the'yre unable to do anything about it so I canceled my card. I do know a few things you do get back 1% on purchases, they also have rotating categorys there doing gas at this time of year like Discover. 5% however because Visa is more widley accepted they probably have larger caps.
acceptance with the freedom you won't have to worry about.
there are 2 cards with cash back.