- Posts: 2
- Joined: Sun Jul 10, 2011 9:59 pm
- Location: va
Out of curiosity I applied for a Capital One Visa online. I naively filled out the application online to see if i would even be approved assuming it would tell me a credit line should I wish to accept the offer. Now I'm being told I will be sent a welcome package in the mail in 7-10 days!
I do not want this card. I was truly trying to figure out if I would even be approved and didn't realize this meant a credit card account with Capital One would be created in my name/ssn when/if I was approved.
My question- What do I do now? I have no intention of activating the card when it arrives but I don't know what that will mean in regards to my credit report, etc? Should I cancel the card? Let it go inactive? What is the best way to "fix" this.
Please some advise for a naive early 20something who (probably) should have known better!!