Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
Once you have a few accounts going it really shouldn't take too long, relatively speaking, to build up a respectable credit score. You won't be in the mid to high 700s but you should be able to reach 700 to 725 within a couple years, maybe sooner, since you have no blemishes like bad debt. The hardest part for non-students is establishing credit for the first time (getting a line of credit, period) and you can already check that off the list.
Aside from the ideas mentioned, I would recommend a secured card and putting up a fairly large security deposit if you can afford to do so, like $2,000 to $5,000. That way you will have a credit card on file with a respectable credit limit.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
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