My name is DEAFIL and I am a new member. I'm applying for a Citi Forward credit card with average income of a college student. I have no previous credit history. Should I be qualified for a card? I have not heard from citi yet. http://creditcardforum.com/blog/citi-forward-card-review/
So far I have heard some important tips from this forum like:
1. paying full on time every per month and no carry on.
2. buy only up to 1/3 of limit on card, 9%=best,10%=good, 30%=average, and %30+ is awful!
I'm asking everyone to help me out with good tips for a starter like me. I want good credit and I don't want to f*** up like the most average americans. No offense, I'm an american. Happy 4th of July!